Essential information: why choose protection cover?
According to Financial Conduct Authority (FCA) estimates, there are over 16 million UK adults who have already bought a life insurance policy, but far fewer people take out critical illness cover or income protection. Sharon lived a normal and healthy life and was working for a large company as Head... Read More 
Essential Insurance wins prestigious Feefo Platinum Trusted Service Award for third consecutive year
20 JANUARY 2022, it is with a huge amount of pride that we announce Essential Insurance has won the Feefo Platinum Trusted Service award for a third time - an independent seal of excellence that recognises businesses for delivering exceptional experiences, and going above and beyond, as rated by real... Read More
Life and critical illness cover aren’t just for people with mortgages…
Since the early 2000’s the private rental sector has doubled in size. In 2020-21, the private rented sector accounted for 4.4 million or 19% of households and the number of households renting privately with dependent children has risen - with around 30% of private rental households having dependent children. According... Read More
Should you be financially prepared for serious illness?
For many people the global pandemic has been a harsh prompt of our own mortality and why it's important to look after your health and well-being. Being diagnosed with a critical illness is not something anyone likes to think about, but the pandemic has served as a bitter reminder of... Read More
Protecting your family’s future in times of crisis
As we meander our way out of the pandemic towards a state of near normality, who'd have thought that we would fast forward straight into the path of yet another crisis that will cause us to question once again how can we protect our families? This weeks news is of... Read More
NHS backlog: are we heading for a second health crisis?
Recent weeks have hailed the COVID-19 vaccination programme a huge success and we’ve seen that the vaccine has weakened the link between cases, hospitalisation, and death. Nevertheless, charities and health organisations have warned the COVID-19 pandemic continues to have a "catastrophic" impact on NHS services - as the number of... Read More
Safeguarding your company assets: protect your people
Business owners are well accustomed to operating in dynamic risky environments, and will undoubtedly experience difficult times along the way – and now, triggered by the global pandemic, threats to business stability have multiplied. Business continuity plans have been thoroughly tested and companies are making changes to their operations as... Read More
1 in 3 businesses without protection despite growing awareness of risk
A Vitality study conducted amongst more than 500 business owners in February this year has found that a third (34%) of business owners admitted their organisations would fail if they or a key member of staff passed away or had a severe terminal illness – and yet they still aren’t... Read More
Insurers will pay out £2.5bn for coronavirus claims made in 2020
According to the latest estimates from the Association of British Insurers (ABI) its members expect to pay up to £2.5 billion for Covid-19 insurance claims incurred in 2020. Previously we reported that Lloyd’s had estimated a £500 million cost of UK Covid-19 claims, taking the current overall estimate up to... Read More
Putting your life insurance in trust
Your life insurance policy is a significant asset and putting your life insurance in trust is one of the best ways to protect your family’s future - because it allows you to manage the way your beneficiaries receive their inheritance. What is a trust? Your life insurance policy can be... Read More