What Tops Your List of Essentials?
Broadband beats insurance on shoppers’ priority list. When it comes to shopping, which items would you say come top of your list? Food? A nice home? What about technology items, such as broadband or your mobile phone? Or what about peace of mind? In an ideal world, protection products would... Read More 
Little Ones Encourage Cover
Survey finds more people pay for protection when they have young children. Recent research into young families has found almost half (42%) of parents take out some form of life insurance, and around a fifth have made a will. A study commissioned by Aviva found that people in the UK... Read More
Don’t Ever Ask ‘Doctor Google’!
The current trend for online self-diagnosing proves bad for our health, as more and more people are misinformed. If you’re feeling under the weather, what’s the first thing you do? Have a hot lemon? Hunt out the Paracetamol? Contact your local GP? Or consult Dr. Google? Increasing numbers are turning... Read More
Want To Live A Longer, Healthier Life? Be Happy!
Happiness is your body’s way of saying ‘Well done, keep going.’ It’s a common assumption that smiling happy people generally outlive their grumpy counterparts, Essential we are taking a look at the science behind it. Have a read below and see if you can turn that frown upside down, you... Read More
Case Study: Where Death-in-Service Isn’t Sufficient
Last week, we discussed the shortfalls of life insurance provided by employers, today we’re taking a look at a case study – one that demonstrates the disastrous consequences that can arise from not having enough life protection. Many people assume adequate cover will be offered through their employment, however this is... Read More
Employer Cover vs. Life Insurance Benefits
How much cover does death-in-service really provide? Is it sufficient? Some employers in the UK offer a type of cover akin to life insurance, known as death-in-service benefit. While there are some similarities, it’s important to know the difference between the two – here we will explain the key points... Read More
Checking Your Cover: Review Before You Renew!
Here at Essential, we cannot stress enough the importance of making sure your life cover is up to date. To avoid any unwanted surprises, it’s imperative that you have a good understanding of your financial situation and insurance coverage, as well as keeping your cover accurate and up to date.... Read More
You Can’t Put A Price On A Mother’s Love… Or Can You?
Cover for the stay-at-home parent. You should never underestimate the cost of a stay at home parent. In many cases, when considering life cover families will think to ensure the breadwinner. But don’t forget about the parent who stays at home – just because they’re not bringing home the bacon,... Read More
Cover Doesn’t Have To Be A Headache
How migraines can have an effect on your life cover policy. It is commonplace that migraines have no real effect on life insurance, however in severe cases they can cause a rise in your premiums. If you suffer, don’t let this discourage you from sorting out your policy – there... Read More