Have you got it covered?
One of the benefits of buying protection insurance (such as life insurance, critical illness cover and income protection) is peace of mind – but it’s not enough to simply have this kind of insurance – you need to have the right insurance. By right, we mean insurance that will cover... Read More 
Life insurance could cost a lot less than you think.
How much does life insurance cost? Probably a lot less than you think. A recent study of 2000 people by Royal London found that almost one in three of those who do not have life insurance thought it was too expensive, yet the reality is premiums can cost as little... Read More
Most life insurance claims are paid, fact!
Having insurance to protect your family against the loss of life, or a critical illness, can provide peace of mind for many people. The trouble is, many more people are sceptical. A recent survey undertaken by Aviva, one of the largest insurance providers in the UK, found that just 47%... Read More
How old should you be to get life insurance?
I often get asked, “what is the right age to buy life insurance?” and I reply, “the right time to buy life insurance should not be based on your age… it should be based on your need. Few people rush out to buy life insurance – it’s not a glamorous... Read More
Plan for the worst, hope for the best – think about life insurance!
It’s not pleasant to talk about death, but we know that sadly it comes to us all. But did you know that if you have children, the amount of bereavement benefits you’ll receive from the Government has been drastically reduced? Government changes from 6 April 2017, mean the long-term financial... Read More
Can you afford life insurance?
According to a YouGov Life and Health Protection report, affordability is the key reason why more people do not take up life insurance. 34% of people said that they cannot afford to invest in it. If they could afford it, 29% say they would at least consider having a policy.... Read More
Today there are more female breadwinners, but almost half of women working in the UK are without protection insurance
The number of women in the workplace continues to rise and there are currently 14.53 million women working in the UK, the joint-highest level since records began in 1971. The growing importance of the female workforce is highlighted in new research from Aegon, which finds two in five (40%) of women... Read More
Millions of Britons under-protected against serious illness
Thinking about serious illnesses such as cancer or heart disease is difficult and we all hate talking about uncomfortable things – but unfortunately people do get ill, seriously ill - and it is our job to help people be prepared financially should they experience unexpected income loss due to illness.... Read More
Essential Insurance Awarded Feefo Gold Trusted Service Award 2017
21st February 2017, we are delighted to announce that Essential Insurance has won a Feefo Gold Service award, an independent seal of excellence that recognises businesses for delivering exceptional experiences, rated by real customers. Trusted Service is awarded to businesses that use Feefo to collect genuine ratings and reviews and... Read More
Essential Insurance Wins At The Legal & General Business Quality Awards
Legal & General have just announced the winners of its 6th annual Business Quality Awards (BQAs) and we’re delighted to be named a winner! Legal & General are the UK's No 1 life insurance provider1 and they launched these awards in 2011 to recognise the hard work IFAs and Network... Read More