Category Archives: Life Insurance

Lessons In Life Insurance

Industry Calls For Protection Education in Schools Industry experts are proposing that insurance and protection are classed as a ‘financial skill’ and should be made a key module in personal finance education. As of September last year, for the very first time, personal finance education became part of the UK’s... Read More

Office Workers Worst Off for Wellbeing

New stats show that white-collar work is working against us. Office jobs have had their fair share of bad press recently, but now a study has found the situation could be even worse than reported – over a third of office workers spend less than an hour a week on... Read More

Mind The Gap!

Around 6 million British homes at risk - mortgages potentially left unpaid, as individual’s cover remains inadequate. Many Britons are leaving themselves vulnerable to the potential shortfalls of the so-called ‘life assurance protection gap’. This is where life insurance payouts fail to meet the costs that the policyholder originally intended... Read More

What Tops Your List of Essentials?

Broadband beats insurance on shoppers’ priority list. When it comes to shopping, which items would you say come top of your list? Food? A nice home? What about technology items, such as broadband or your mobile phone? Or what about peace of mind? In an ideal world, protection products would... Read More

Little Ones Encourage Cover

Survey finds more people pay for protection when they have young children. Recent research into young families has found almost half (42%) of parents take out some form of life insurance, and around a fifth have made a will. A study commissioned by Aviva found that people in the UK... Read More

Don’t Ever Ask ‘Doctor Google’!

The current trend for online self-diagnosing proves bad for our health, as more and more people are misinformed. If you’re feeling under the weather, what’s the first thing you do? Have a hot lemon? Hunt out the Paracetamol? Contact your local GP? Or consult Dr. Google? Increasing numbers are turning... Read More

Want To Live A Longer, Healthier Life? Be Happy!

Happiness is your body’s way of saying ‘Well done, keep going.’ It’s a common assumption that smiling happy people generally outlive their grumpy counterparts, Essential we are taking a look at the science behind it. Have a read below and see if you can turn that frown upside down, you... Read More

Case Study: Where Death-in-Service Isn’t Sufficient

Last week, we discussed the shortfalls of life insurance provided by employers, today we’re taking a look at a case study – one that demonstrates the disastrous consequences that can arise from not having enough life protection. Many people assume adequate cover will be offered through their employment, however this is... Read More

Employer Cover vs. Life Insurance Benefits

How much cover does death-in-service really provide? Is it sufficient? Some employers in the UK offer a type of cover akin to life insurance, known as death-in-service benefit. While there are some similarities, it’s important to know the difference between the two – here we will explain the key points... Read More

Checking Your Cover: Review Before You Renew!

Here at Essential, we cannot stress enough the importance of making sure your life cover is up to date. To avoid any unwanted surprises, it’s imperative that you have a good understanding of your financial situation and insurance coverage, as well as keeping your cover accurate and up to date.... Read More

Category Archives: Life Insurance

Categories