Rise in Unexpected Death Rates Among UK Middle-Aged Adults
Earlier this year, government statistics unveiled a troubling surge in unexpected deaths across the UK, prompting widespread media coverage, expert scrutiny, and even parliamentary debate. Amidst these discussions, experts in The Lancet shed further light on the unexpected deaths among adults aged 50 to 64, with mortality rates surpassing expectations... Read More 
The Essential Role of Life Insurance in Uncertain Financial Times
Jeremy Hunt will make his spring Budget announcement this week, and there has been lots of speculation about whether he will announce tax cuts ahead of the next general election. However, in recent weeks it seems like there’s been an attempt to manage our expectations, with the suggestion that his focus... Read More
NHS Challenges: Your Life Insurance could be a Lifeline
Amidst the persistent challenges faced by the NHS, with demand for hospital treatment outstripping capacity way before the pandemic, the struggle for access to timely medical care continues. Presently, despite the best efforts of those dealing directly with the challenges, the situation does not seem to be improving, with significant backlogs and... Read More
Five in a row: Essential Insurance Wins 5th Consecutive Feefo Platinum Award
18th January 2024, Essential Insurance is thrilled to announce that it has been honoured with the prestigious Feefo Platinum Trusted Service Award for the fifth consecutive year. This esteemed accolade underscores our unwavering commitment to providing exceptional experiences, consistently exceeding customer expectations. Being among the initial recipients of the Platinum... Read More
Is it ever too soon to consider life insurance?
Recently I read a heart-breaking story published by BBC News in the West Midlands. The article was about a woman, whose partner had sadly died in August, aged just 34, from cancer. The couple had not yet got life insurance, as in their early 30s, they thought they would not... Read More
Helping you to secure your loved ones’ future: The peace of mind that comes with writing a Will
According to consumer research from IRN Legal Reports published in November 2022, only 35% of the UK adult population has made a Will. You may assume that there is no need to make a Will and that your loved ones will inherit your estate anyway, or you may simply have... Read More
Critical Illness Cover – is it worth it?
A record £6.8 billion was paid out in individual and group life insurance, income protection and critical illness claims in 2021, according to the latest figures from the Association of British Insurers (ABI). More than £1.2 billion was paid out to critical illness claimants and over 18,000 new claims were... Read More
Essential Insurance is Feefo Platinum Awarded for fourth year in a row
23 JANUARY 2023, it is with great pride that we announce Essential Insurance has won the Feefo Platinum Trusted Service Award for the fourth consecutive year. This independent seal of excellence recognises businesses for delivering exceptional experiences, going above and beyond, as rated by real customers. Being one of the... Read More
When access to the NHS is a problem, your life insurer could be a life saver
With demand for hospital treatment outstripping capacity even before COVID-19, it is no surprise that the demands of delivering care during a pandemic have led to significant backlogs and longer waits for patients. The British Medical Association (BMA) provides regular analysis on NHS capacity and their latest update states that... Read More
The fight against diabetes and how life insurance could help you
As November ends, so does Diabetes Awareness Month. However, this doesn't mark the end to the fight against the chronic disease, that an estimated 9% of the UK adult population battle daily. There’s much miseducation with diabetes, and those with the condition tackle both physical and mental challenges. Worryingly, cases... Read More